Chapter 4: The Price of Being Loved
Maya read Vanessa's message three times.
Then she called her.
Vanessa answered on the first ring.
“Thank God,” she whispered.
“Where are you?””
“At my apartment. I didn't want to say anything while I was still at the mansion.””
“What did Ryan tell your aunt?””
Vanessa exhaled shakily.
“He was in the library with Uncle Daniel and Aunt Diane last night. I went in to get my coat, and they didn't realize I was standing behind the door.””
“What did you hear?””
“He said he thought you might be able to help the company.””
Maya closed her eyes.
“Did he say how?””
“He said you controlled Bennett Meridian. Then he said if you two got engaged, it would be easier to negotiate a rescue package.””
Maya's fingers went cold.
“Did he say anything else?””
Vanessa hesitated.
“Yes.””
“What?””
“He said you were probably more emotionally attached to him than you realized. He thought you'd want to prove your love by helping him.””
For a moment, Maya couldn't speak.
She had imagined many reasons Ryan might have stayed silent at Thanksgiving.
Fear of his mother.
Cowardice.
A desperate desire to preserve family peace.
She hadn't imagined that he might have been calculating the value of her affection.
“Did he actually say that?”” she asked.
“I swear it.””
Maya looked toward the window.
Outside, the rain had stopped. The streetlights cast long reflections across the wet pavement.
“Thank you for telling me.””
“I'm sorry, Maya.””
“Why are you sorry?””
“Because I watched Aunt Diane treat you like dirt, and I didn't stop her either.””
Maya swallowed.
“Most people don't know what to do when a room turns against someone.””
“That doesn't make it right.””
“No,” Maya said softly.
“It doesn't.””
After they hung up, Maya called Evelyn.
“I need you to investigate whether Ryan has discussed a merger or refinancing proposal with anyone outside the official channels.””
“Do you suspect he is trying to influence your decision?””
“I suspect he may be planning to use our relationship to secure financial assistance.””
Evelyn's voice became crisp.
“Understood. I'll document the relevant communications lawfully and request a formal disclosure from the company.””
“And Evelyn?””
“Yes?””
“Don't let anyone know I suspect him.””
“Why?””
“Because if he's telling the truth, I don't want to destroy his reputation over an assumption.””
“And if he isn't?””
Maya looked at the forty-eight-dollar dress hanging over the back of a chair.
“Then I want the truth to come out because of what he did, not because I frightened him into confessing.””
The next morning, Maya went to her office.
Her publishing company occupied three floors of a renovated brick building in downtown Boston. The lobby smelled of coffee and fresh paper. Editors hurried between conference rooms, and the reception desk was covered with advance copies of upcoming novels.
It was the one place where Maya felt completely herself.
Her assistant, Clara, met her at the elevator.
“You look like you haven't slept.””
“That's becoming a popular observation.””
Clara handed her a folder.
“Your grandfather called. He wants to know whether you're still coming to the foundation luncheon next week.””
“I am.””
“And there's a call from the Whitmore Development office. Daniel Whitmore requested a private meeting.””
Maya stopped walking.
“When?””
“Monday at nine.””
“Confirm it. But tell him we'll meet at Bennett Meridian headquarters, not here.””
Clara nodded.
“Anything else?””
“Yes. Clear my afternoon.””
“For the Whitmore issue?””
“For Ryan.””
Clara hesitated.
“Do you want me to cancel your personal appointments?””
“Just the ones involving him.””
By noon, Maya was seated in a conference room with Evelyn and two members of the Bennett Meridian risk team.
A large screen displayed a timeline of payments from Whitmore Development to Northbridge Advisory.
The figures were clear.
The explanations were not.
One transfer appeared to coincide with a personal loan Ryan had taken out months earlier. Another had been made shortly before an investment he had publicly described as a private venture.
“Could the payments have been legitimate consulting fees?”” Maya asked.
The lead analyst, Thomas Hale, nodded.
“Possibly. But the supporting documents are incomplete, and the services described in the contracts don't always match the dates of the payments.””
“Has anyone confirmed that the investors were introduced by Northbridge?””
“Two of the listed investors say they were already in discussions with Whitmore Development before Northbridge became involved.””
Maya looked at Evelyn.
“What does that mean legally?””
“It means we need more evidence before drawing conclusions. But it raises serious questions about whether the fees were properly authorized.””
Thomas changed the slide.
A new document appeared.
“This is the part that concerns us most. The company has also been making payments to a separate entity called Sterling Ridge Capital.””
“Who owns it?””
“The ownership is layered through two holding companies. We haven't confirmed the ultimate beneficiary yet.””
Maya leaned forward.
“Is Sterling Ridge connected to Ryan?””
“We're investigating that.””
Evelyn closed the folder in front of her.
“Maya, I want to be very clear about something. Your personal relationship with Ryan cannot influence the company's review. If the evidence supports enforcement action, the board must consider it. If the evidence clears him, the board must consider that, too.””
“I agree.””
“Then you should also consider recusing yourself from the final vote if your personal involvement creates a conflict.””
Maya nodded.
“That's fair.””
She looked at the screen again.
“Continue the audit. No shortcuts. No assumptions.””
After the meeting, Maya drove to the small park where she and Ryan had shared their first kiss.
It had been a cold evening in March. They had bought takeaway coffee and walked beneath bare trees while the city lights came on.
Ryan had stopped beside a bench.
“Can I ask you something?”” he said.
“Of course.””
“Do you ever worry that people only like you because of what you can do for them?””
Maya had stared at him.
“All the time.””
He had taken her hand.
“I don't want that to happen to us.””
She remembered the warmth of his palm, the sincerity in his voice.
Now she wondered whether he had been describing his own fear—or testing how much she would forgive.
Her phone rang.
Ryan.
She answered.
“Hello.””
“Thank you for picking up,” he said.
“What do you need, Ryan?””
He was quiet for a moment.
“Can we meet tonight?””
“Why?””
“Because I miss you.””
Maya looked at the empty bench.
“Do you miss me, or do you miss what you think I can do for your family?””
His silence was immediate.
Then he said, “That's unfair.””
“Is it?””
“Yes. I didn't know about your money when I fell in love with you.””
“Then why did you tell your cousin that marrying me could help save the company?””
A long pause followed.
“Vanessa told you?””
“She did.””
Ryan exhaled sharply.
“She misunderstood.””
“What did she misunderstand?””
“I said your involvement might make the negotiations easier. That's a fact. You have influence.””
“Influence isn't the same as permission to use me.””
“I wasn't trying to use you.””
“Then what were you doing?””
He sounded frustrated now.
“Trying to find a way to keep my family from losing everything.””
“Did you think about what your mother said to me?””
“Yes.””
“Did you think about how you sat there and watched?””
“I've apologized for that.””
“You apologized because I found out who my family was.””
“That's not true.””
“Then tell me what you would have done if I had been exactly what your mother thought I was. A woman with an ordinary job, an old car, and no money to rescue anyone.””
Ryan said nothing.
Maya's eyes burned.
“Would you still have wanted to marry me?””
“Yes.””
The answer came so quickly that it might have been true.
But she no longer knew how to tell.
“Ryan, I need honesty from you. Nothing else.””
“You have it.””
“Then show me the complete records for Northbridge Advisory.””
He went silent.
“Ryan?””
“Those are confidential company documents.””
“You own the company.””
“Some of the records involve my father's business.””
“Then provide them through the audit process.””
His voice hardened.
“You're treating me like a criminal.””
“No. I'm asking you to explain the transactions.””
“Because you think I'm some kind of gold digger?””
Maya closed her eyes.
“Because I don't know what to think anymore.””
He hung up.
She stood in the park for several minutes, listening to the distant rush of traffic.
Then she walked to her car.
At home, she opened the email Thomas had sent her.
The audit team had found another payment.
This one was different.
It had been transferred from Whitmore Development to Sterling Ridge Capital six weeks earlier. The reference line read:
*PRIVATE BRIDGE FACILITY — R.W.*
The amount was $1.2 million.
The receiving company had made a payment to a private lender two days later.
Maya stared at the figures.
She didn't yet know what they meant.
But she knew one thing.
Ryan had told her he hadn't taken money he wasn't entitled to.
The records suggested that the answer might be more complicated.
At 9:17 p.m., her doorbell rang.
Maya looked through the peephole.
Ryan stood in the hallway, holding a small velvet box.
She opened the door but kept the chain fastened.
“Ryan?””
He lifted the box.
“I was going to give you this at Christmas.””
Maya's stomach tightened.
“What is it?””
“A ring.””
For a moment, neither of them moved.
Then Ryan looked at her with desperate eyes.
“I know the last few days have been terrible. But I want you to understand something. I was going to ask you to marry me before any of this happened.””
Maya stared at the velvet box.
“Before Thanksgiving?””
“Yes.””
“Before you found out who my family was?””
He hesitated.
That single hesitation was all it took.
Maya slowly closed her eyes.
“Please leave, Ryan.””
“Maya, don't do this.””
“Leave.””
He stood there for several seconds, then lowered the box.
“I love you.””
She closed the door.
The lock clicked.
A moment later, she heard his footsteps retreating down the hallway.
Maya leaned against the door, fighting for breath.
Then she noticed something on the floor.
A sheet of paper had slipped from beneath the velvet box.
She picked it up.
It was a printed email.
The sender was Ryan Whitmore.
The recipient was an address belonging to a private financial adviser.
The subject line read:
*Proposal for post-engagement liquidity arrangement.*
Maya's hands began to shake.
May you like
She read the first paragraph.
And then she reached the sentence that made her understand why Ryan had been so determined to put a ring on her finger.