Curious

Chapter 3: The Signature I Never Gave

I spent the rest of the night in my study.

The house was quiet except for the occasional groan of the heating system and the ticking clock above the bookshelves.

On the monitor, my copied signature stared back at me.

It wasn't perfect.

The capital D was too narrow, and the final stroke of my surname curved in the wrong direction.

But it was close enough that someone who wasn't familiar with my handwriting might have accepted it.

I downloaded the documents and saved copies to a private folder.

Then I called my longtime friend, Marcus Reed.

Marcus was an accountant who had helped me organize my finances after Maya's mother died. He was also one of the few people who had never tried to tell me how I should raise my daughter.

He answered on the fourth ring.

“Daniel? Do you know what time it is?””

“I'm sorry. I need you to look at something.””

“Is Maya okay?””

That was Marcus. Before asking about money, he asked about my daughter.

“She's safe. I think. I don't know what else is happening yet.””

There was a pause.

“Send me what you have. I'll look at it first thing in the morning.””

“Marcus, I think someone has been moving money out of our joint account.””

Another pause.

This one was longer.

“How much?””

“I don't know yet.””

“Then don't accuse anyone of anything until we have the records. Save everything, don't alter the files, and don't sign anything else.””

I stared at the copied signature.

“I haven't signed anything.””

“Good. Keep it that way.””

Before hanging up, Marcus asked me to send the original documents, including the metadata if I could access it.

Then he said something that stayed with me.

“Daniel, financial mistakes happen. But if someone is creating documents in your name, you need to treat that as a serious matter.””

I sent him the files.

At 6:30 a.m., I was still awake when I heard footsteps in the hallway.

Denise entered the kitchen wearing her silk robe, her hair neatly tied back.

She looked at the coffee machine.

“Did you make any for me?””

“No.””

She glanced at me.

“Are we still doing this?””

“Doing what?””

“This ridiculous cold war because I suggested Maya should learn independence.””

I placed my laptop on the table.

“What's Carter Family Property Services?””

For a fraction of a second, her face went blank.

Then she reached for a mug.

“It's a company.””

“I can see that. Why is my name on its registration documents?””

“Because we're married.””

“That's not an answer.””

She poured coffee into her mug.

“Daniel, I have been working on a property investment plan for months. You know I've been researching ways to build a better future for the children.””

“I didn't know you had created a company.””

“You don't pay attention to anything unless it involves Maya.””

She added milk to her coffee and stirred it slowly.

I turned the laptop toward her.

“Did you authorize these transfers?””

She looked at the spreadsheet.

“Those are household investments.””

“Into what?””

“Property.””

“Which property?””

She placed the spoon down.

“Why are you interrogating me before breakfast?””

“Because I found documents with my signature on them, and I never signed them.””

Denise's jaw tightened.

“You gave me permission to handle the paperwork.””

“I gave you permission to organize our financial folder. I did not give you permission to create a company in my name.””

“You said you trusted me.””

“I did.””

The words hung between us.

Denise stared at me as though I had slapped her.

Then she picked up her phone.

“Fine. If you're going to accuse me of fraud, perhaps we should call a lawyer.””

“Perhaps we should.””

She stopped scrolling.

For the first time since I had known her, Denise seemed uncertain.

Not frightened.

Uncertain.

She set the phone down.

“You're making a terrible mistake, Daniel.””

“Then explain the documents.””

She took a long breath.

“The company was supposed to purchase a small rental property. I thought it would be good for Tyler and Brandon to have something of their own when they finished school.””

“With our money?””

“With family money.””

“Did Maya know?””

Denise laughed bitterly.

“Why would Maya need to know?””

“Because some of those transfers came from the account I use to pay for her education.””

“She has a college fund.””

“Which I established before I met you.””

“And what about my boys? Do they not deserve security too?””

“Of course they do. But that doesn't give you the right to move money without telling me.””

She folded her arms.

“I was going to explain everything once the investment was complete.””

“When?””

“When it was appropriate.””

“And when would that be?””

She didn't answer.

I closed the laptop.

“Marcus is reviewing the records.””

Denise's expression changed immediately.

“Marcus Reed?””

“Yes.””

“You involved him?””

“He's my accountant.””

“He's always hated me.””

“Marcus has barely spoken to you in six months.””

“Exactly.””

She picked up her coffee and walked toward the stairs.

At the bottom step, she turned.

“You should be careful, Daniel. People like Marcus love making other people's marriages look like financial crimes. It makes them feel important.””

Then she went upstairs.

I sat at the kitchen table until my coffee went cold.

At eight, I drove Maya to school.

She was quiet in the passenger seat, staring out the window at the passing houses.

Finally, she spoke.

“Did you fight again?””

“Your stepmother and I had a disagreement.””

“Because of me?””

I tightened my grip on the steering wheel.

“No. Because of choices she made.””

Maya nodded, but I could tell she didn't believe me completely.

At a red light, I turned toward her.

“Listen to me. Adults are responsible for their own decisions. You don't have to fix this.””

She looked down at her hands.

“Sometimes I wish Mom were here.””

I felt the familiar ache in my chest.

“Me too.””

“She would know what to say.””

I thought about the years since her mother's death. The lonely dinners. The nights Maya cried quietly in her room because she missed the sound of her mother's voice. The way Denise had slowly entered our lives, first with warmth, then with rules, then with expectations I had mistaken for love.

“You know what your mother would tell you?”” I asked.

Maya shook her head.

“She'd tell you that you never have to earn the right to be loved.””

Maya turned toward the window.

For the first time that morning, she smiled.

It was small, but it was real.

When I dropped her off, she leaned across the console and hugged me.

“Thanks, Dad.””

I watched her walk through the school gates before driving away.

At 10:17 a.m., Marcus called.

“Daniel, I've looked at the company documents.””

I pulled into a parking lot.

“What did you find?””

“The company is registered, but there is no evidence that the property purchase was completed. The transfers went to a separate business account.””

“Who controls it?””

“Denise appears to be the sole authorized signatory.””

I closed my eyes.

“How much money?””

“Based on the records you've sent me, approximately forty-seven thousand dollars has moved out of your joint account over eight months. I can't yet confirm where every dollar went.””

My stomach tightened.

“Forty-seven thousand?””

“Yes. Some of the transactions may be legitimate household expenses. We need to trace them before drawing conclusions.””

“What about the company registration?””

“Your signature appears on the documents, but I can't determine from a scan who signed them. You should speak to a lawyer before confronting her again.””

I stared at the steering wheel.

“Marcus, she told my daughter that I wanted her out of the house.””

He was silent for a moment.

“That's separate from the financial issue, but it matters. Document what Maya remembers, without pressuring her or asking her to guess at details.””

“I will.””

“Daniel, there's something else. One of the documents refers to a property that may already belong to you.””

I sat up straight.

“What property?””

“Your mother's house.””

I stopped breathing for a moment.

My mother had moved into a smaller apartment two years earlier, but she still owned the three-bedroom house where I had grown up. After my father died, she had transferred the property into a family trust, with me as the sole beneficiary after her death.

She was alive and well.

The house was not for sale.

“What does that have to do with this company?””

“I'm looking at a document titled Asset Consolidation Proposal. It references your mother's property as a potential source of collateral.””

“Collateral for what?””

“I don't know yet.””

I gripped the phone.

“Did my mother sign anything?””

“Not in the documents you sent me.””

“Could Denise borrow against the house without her permission?””

“Not lawfully, based on what you've described. But we need to see the actual title records and the trust documents.””

I thanked him and ended the call.

For several minutes, I sat in the parking lot, trying to understand how my wife's plans had grown from excluding my daughter from a photograph to involving property that wasn't even hers.

At lunchtime, I drove to my mother's house.

She opened the door before I could knock a second time.

“Daniel? What's wrong?””

I stepped inside.

“Mom, has Denise spoken to you about selling your house?””

My mother frowned.

“Selling my house? Of course not.””

“Has she asked you to sign any documents?””

“No. Why?””

I showed her the company registration and the asset proposal.

She read them slowly, her expression becoming harder with every page.

Then she placed the papers on the dining table.

“Your wife has been planning to use my home as security for a business I know nothing about?””

“That's what it looks like.””

My mother stood and walked to the window.

“I knew she wanted you to put more money into Tyler and Brandon's future. I didn't realize she had gone this far.””

I looked at her.

“What do you mean?””

She turned toward me.

“Three weeks ago, Denise came here with a folder. She said she wanted to discuss estate planning because she was worried Maya would inherit everything you own.””

My stomach twisted.

“What did you tell her?””

“I told her Maya should inherit whatever you decide to leave your daughter. I also told her that my house was mine to do with as I pleased.””

“Did she get angry?””

My mother gave a short, humorless laugh.

“She told me I was being unfair to her boys.””

I sat down.

“Mom, I'm sorry.””

“For what?””

“For bringing her into our lives.””

My mother came over and took my face in her hands.

“Don't you dare apologize for loving someone. But don't confuse love with an obligation to ignore what that person does.””

I felt my eyes burn.

She sat opposite me.

“Daniel, you have spent years trying to make sure everyone is comfortable. But tell me something. Who has been making sure Maya is comfortable?””

I couldn't answer.

My mother squeezed my hand.

“Bring that girl here whenever she needs a safe place. No explanations. No permission required.””

I nodded.

Before I left, my mother insisted on calling her attorney to confirm that the house remained properly protected.

I returned home shortly after three.

Denise was sitting in the living room with Tyler and Brandon.

The television was turned off. Three suitcases stood beside the staircase.

I stopped in the doorway.

“What's going on?””

Denise rose from the sofa.

“We're going away for a few days.””

“Where?””

“That's none of your concern.””

Tyler crossed his arms.

“Mom says we're not welcome here anymore.””

I looked at him.

“I never said that.””

Brandon stood up so quickly that his knee struck the coffee table.

“You're choosing Maya over us.””

“No,” I said.

“I'm asking questions about money and documents I never signed.””

Denise stepped between us.

“You see? This is what I have to live with. You question every decision I make, and then you turn my sons against me.””

I looked at the suitcases.

“Are you taking them somewhere because of this argument?””

“I'm taking my children somewhere they are appreciated.””

Tyler grabbed one suitcase.

“Come on, Mom. We don't need to stay where we're unwanted.””

Brandon picked up the second.

As they passed me, Denise leaned close enough that only I could hear her.

“You have no idea what you're about to lose.””

Then she followed her sons out.

The front door closed.

I stood in the silent living room, surrounded by the remnants of a family dinner we had never had.

A few minutes later, my phone buzzed.

It was a message from Marcus.

I found a second company linked to the transfers. Daniel, you need to see the registration documents. The name on the account is not Denise's.

I opened the attachment.

The registered director was a man named Peter Lawson.

I knew that name.

Peter was Denise's former brother-in-law, a man she had once described as a failed businessman who couldn't be trusted with a dollar.

Beneath his name was a company address.

And beneath the address was a transaction reference that matched a payment made from our joint account just four days earlier.

I called Marcus.

“Tell me exactly what I'm looking at.””

He took a breath.

“Daniel, the money wasn't simply moved into an investment account. Someone appears to have transferred it into a business connected to Peter Lawson.””

“Why would Denise send money to him?””

“I don't know. But I've found something else. There's a pending application for a secured loan, and your name is listed as a guarantor.””

I stared at the screen.

“How much?””

Marcus paused.

“Two hundred and eighty thousand dollars.””

I felt the blood drain from my face.

“And the collateral?””

May you like

He answered quietly.

“Your mother's house.””

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