Curious

Chapter 6: The Signature That Wasn't Mine

For several seconds, I couldn't take my eyes off the document.

My name was printed beneath the signature.

Marcus Hale.

The date was April 17.

And the document stated that I had voluntarily agreed to transfer a twenty-five percent ownership interest in my home to Brianna.

I had never signed it.

I had never discussed it.

And I had certainly never agreed to give away a portion of the house Angela and I had worked so hard to purchase.

I looked at Jordan.

“You said you witnessed something at an attorney's office?””

He nodded.

“Mom told me you couldn't make it because of work. She said you'd already signed everything.””

“Did you see me sign it?””

“No.””

“Did you see the attorney verify my identity?””

Jordan hesitated.

“I wasn't there when that happened.””

I turned toward Denise.

“Who signed this?””

She folded her arms.

“Marcus, you're jumping to conclusions.””

“I'm asking who signed my name.””

“I don't know why you're acting like this.””

“Because somebody forged my signature on a property document!””

Brianna covered her mouth.

Jordan stepped away from the table.

Denise looked at all three of us.

Then she said something that made my blood run cold.

“It was only a preliminary document.””

I stared at her.

“Preliminary?””

“Yes. Nothing was finalized.””

“You prepared a deed transferring part of my property without my permission.””

“I was trying to protect Brianna's future.””

“By giving her my house?””

“By making sure she had somewhere secure to live!””

I laughed bitterly.

“Then why didn't you buy her somewhere to live with your own money?””

Denise's face hardened.

“You know I don't have that kind of money.””

“Exactly.””

She looked toward Maya.

“And this is why I wanted her to move. There were too many people in this house. Too many arguments. Too many expenses.””

I stepped closer.

“Don't bring Maya into this.””

“She was taking up a bedroom that could have been used differently.””

Maya stood from the couch.

“I didn't know about any of this.””

Denise looked at her.

“You don't know anything about what happens in this marriage.””

My daughter shook her head.

“I know you told me Dad wanted me gone.””

Denise rolled her eyes.

“Because you needed to start your own life.””

Maya's voice became firmer.

“Then why did you need my money?””

Denise opened her mouth.

Nothing came out.

I picked up the document and placed it inside the folder.

“I'm keeping this.””

“You can't take my paperwork.””

“It has my forged signature on it.””

She reached for the folder.

I pulled it away.

“Don't.””

For the first time, she stopped.

I took out my phone and photographed every page.

Then I called a property attorney I had used years earlier when I purchased the house.

His name was Robert Ellis.

He answered after the fourth ring.

“Marcus? Everything all right?””

“No, Robert. I need your help.””

I explained the situation.

I told him about the draft deed, the forged signature, the private loan, and the possibility that Denise had used the house as collateral.

He became quiet.

Then he asked me one question.

“Did you ever sign a power of attorney giving Denise authority to act on your behalf?””

“No.””

“Did you authorize anyone to transfer an interest in the property?””

“No.””

“Good. Don't sign anything else. Don't confront the lender without legal advice. Send me copies of every document you have.””

I looked at the folder.

“I'll send them tonight.””

Robert's voice became serious.

“Marcus, I want you to understand something. A forged signature on a property document is not a minor misunderstanding. We need to establish exactly what was submitted, who prepared it, and whether anyone relied on it.””

I thanked him and ended the call.

Denise had been listening.

“You're actually hiring a lawyer?””

“Yes.””

She shook her head.

“I can't believe you'd do this to me.””

I looked at her.

“You did this to yourself.””

She walked toward the kitchen.

“I need some air.””

I didn't stop her.

Instead, I turned toward Jordan.

“Tell me exactly what happened at the attorney's office.””

He sat down.

His hands were shaking.

“Mom called me in April. She said she needed me to witness a document because you were busy.””

“Which attorney?””

“His name was Mr. Carter. His office was downtown.””

“Did he ask you whether you had seen me sign?””

Jordan shook his head.

“He asked whether I knew who you were and whether Mom was your wife.””

“Then what?””

“He gave me a paper to sign. I signed it.””

“What did it say?””

“I didn't read everything.””

I stared at him.

“Jordan.””

“I know. I should have read it.””

“What did you think you were witnessing?””

“That you had agreed to give Brianna part of the house.””

I looked toward Brianna.

She was crying.

“Did you know about this?”” I asked her.

She shook her head.

“Mom told me Dad wanted to help me get stable. She said she was arranging something.””

“Did she tell you the house would become partly yours?””

Brianna nodded.

“After I got the apartment, she said I might eventually be able to move back here.””

I felt my stomach tighten.

“Move back here?””

She nodded again.

“Mom said Maya wouldn't be living here much longer.””

I looked toward my daughter.

Maya's eyes were fixed on the table.

I could see her trying to process everything.

I reached for her hand.

“Sweetheart, none of this is your fault.””

She nodded, but she didn't look convinced.

Then my phone vibrated.

A message from Robert.

I have checked the county property records. There is something you need to know. Call me immediately.

I stepped into the kitchen and called him.

He answered at once.

“Marcus, I found a recorded document.””

My stomach dropped.

“What kind of document?””

“A deed of trust.””

“On my property?””

“Yes.””

“Who signed it?””

There was a pause.

“According to the recorded document, you did.””

I closed my eyes.

“I didn't.””

“I believe you. But there's more.””

“What?””

“The lender has already filed a notice related to the loan. They appear to believe the property was pledged as security.””

I gripped the counter.

“Can they take my house?””

“Don't panic. Whether the document is enforceable is a legal question. We need the original records, the lender's file, and the identity verification documents. But I need you to send me everything tonight.””

I lowered my voice.

“Robert, how much is the loan?””

“Thirty-two thousand dollars, according to the filing.””

I looked toward the dining room.

Denise was standing near the staircase.

Watching me.

Robert continued.

“One more thing. The deed of trust was recorded on May 2.””

I looked at the date on the draft deed.

April 17.

The timing was deliberate.

“Who submitted it?””

“The filing lists Northfield Financial Services as the secured party.””

I felt my stomach turn.

“Thank you. I'll send everything.””

After the call, I returned to the dining room.

Denise immediately approached me.

“What did he say?””

I looked at her.

“The lender has a recorded interest in my property.””

Her face tightened.

“Marcus, listen—”

“Did you tell Northfield I had agreed to use the house as collateral?””

She didn't answer.

“Denise.””

She finally whispered, “They said it was just a formality.””

I stared at her.

“Who said that?””

“Someone at the company.””

“Did you tell them I had signed?””

She looked away.

I understood.

I understood enough.

I turned toward Jordan and Brianna.

“Both of you need to understand that this is serious. Nobody is going to lie for anybody. Nobody is going to destroy messages or paperwork. We are going to preserve everything.””

Jordan nodded.

Brianna wiped her face.

Denise suddenly raised her voice.

“You're treating me like I'm some criminal mastermind!””

I looked at her.

“I'm treating this situation seriously.””

“You're destroying my life!””

“No, Denise. I'm trying to protect the home I bought before I married you.””

She stared at me.

Then she walked upstairs.

A few seconds later, I heard her bedroom door slam.

Maya approached me.

“Dad?””

I turned.

She was holding her blue notebook.

“There's something I didn't tell you.””

My chest tightened.

“What?””

She opened the notebook to the final page.

There was a payment entry dated May 3.

The day after the deed of trust had been recorded.

May 3 — $1,800 — Northfield processing fee.

Below it was another sentence.

Denise said this would prevent Dad from finding out about the loan.

I looked at my daughter.

“Did you pay this?””

She nodded.

I closed my eyes.

The lender hadn't just received money from the loan.

They had received money from Maya, too.

And then I noticed the account number written beside the payment.

It wasn't Denise's.

It belonged to somebody else.

May you like

Somebody whose name I hadn't seen anywhere in the paperwork.

*A man named Peter Lawson.*

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