Curious

Chapter 6: The Photograph Nobody Was Supposed to Find

I stared at the photograph until the faces began to blur.

Rebecca stood outside a hospital entrance, wearing a pale sweater and holding a paper cup. She looked thinner than she did in the photographs on Eleanor's mantel, but she was smiling.

Daniel stood beside her.

His arm rested around her shoulders.

On the back, beneath the date, someone had written six words.

*Ask Daniel why he changed the beneficiary.*

Lily sat beside me at her grandmother's dining table, gripping the edge so tightly that her knuckles had turned white.

"Changed the beneficiary of what?"" she whispered.

I turned the photograph over again.

There was no other writing.

Eleanor had gone pale.

"I've never seen that picture before," she said.

"Do you recognize the hospital?"" I asked.

She leaned closer.

"St. Mary's. That's where Rebecca was treated during the last weeks of her illness.""

Lily swallowed.

"Was Dad with her?""

"Sometimes," Eleanor replied.

"Not as often as he should have been.""

The words escaped before she could soften them.

Lily looked at her grandmother.

"What do you mean?""

Eleanor removed her glasses and rubbed her eyes.

"Your mother was very sick, sweetheart. Daniel had trouble dealing with it. He spent a lot of time saying he needed to work, that he needed to keep the household running. I believed him because I wanted to believe he was doing his best.""

"Was he there when she died?""

"Yes.""

"Did she know she was going to die?""

Eleanor looked at the photograph.

"She knew the doctors were worried.""

Lily's voice cracked.

"Why didn't anybody tell me any of this?""

"You were four years old.""

"I'm eighteen now!""

The sudden force of her voice startled all three of us.

She stood up, sending her chair backward.

"I've spent my whole life hearing that Mom died unexpectedly. Dad said she went into the hospital for treatment, and then everything happened so quickly. He told me there was nothing anyone could do.""

Eleanor rose slowly.

"Your father may have been trying to protect you.""

"Everyone keeps saying that!"" Lily cried.

"Protect me from what? The truth? My own mother's life?""

Nobody answered.

Lily grabbed her bag and walked toward the front door.

I followed her onto the porch.

She stood beside the car, wiping her face with both hands.

"Don't tell me to calm down," she said before I could speak.

"I wasn't going to.""

"Don't tell me Dad loves me.""

"I wasn't going to tell you that, either.""

She turned toward me.

Her eyes were red, and her face looked painfully young.

"What am I supposed to believe now?""

I took a slow breath.

"Believe what we can prove. Ask questions about what we can't. And don't let anyone make you feel guilty for wanting answers.""

She looked down at the photograph.

"I want to know why he changed the beneficiary.""

"Then we'll find out.""

"Even if it hurts?""

I thought of the graduation field. The push. The way she had looked at me when she called Daniel her real father.

I thought of the eleven years I had spent trying to protect her from disappointment.

"Especially if it hurts," I said.

She nodded.

Then, after a long silence, she whispered, "I'm sorry I made you feel like you weren't my mother.""

I felt something tighten in my chest.

"Lily, we can't fix everything in one conversation.""

"I know.""

"But we can start by telling each other the truth.""

She looked at me.

"I want to do that.""

For the first time since graduation, I believed she meant it.

We drove home with the photograph secured inside a folder on the back seat.

That afternoon, I found an independent attorney named Rebecca Sloan through a recommendation from a former colleague. She specialized in estate disputes and financial misconduct involving trusts.

When I explained the situation over the phone, she didn't interrupt.

She listened to every detail: the missing forty-two thousand dollars, the authorization bearing my forged signature, the life insurance policy, and the mysterious photograph.

Then she asked one question.

"Do you have the original documents, or only copies?""

"Mostly copies.""

"Keep them safe. Don't write on them, don't forward them casually, and don't confront anyone else until we have reviewed what you possess.""

Lily sat beside me, listening.

Attorney Sloan continued.

"One more thing. Has anyone threatened either of you?""

I told her about the anonymous text.

Her voice became serious.

"Save the message and the photograph exactly as received. Don't respond. If there are more messages, preserve those, too.""

After we ended the call, Lily stared at her phone.

"I can't believe someone is watching us.""

"We don't know that they're watching us," I said.

"We know someone sent a threatening message. Let's not assume more than the evidence tells us.""

She nodded.

Then she looked at me.

"Would you come with me to the lawyer's office?""

"Yes.""

She hesitated.

"And would you sit beside me? Not across the room?""

I reached for her hand.

"Of course.""

The appointment was scheduled for the next morning.

That evening, Lily stayed for dinner.

She sat in her old chair, the one with the small scratch on the wooden leg from when she had tried to drag it across the kitchen floor at age nine.

I made spaghetti because it was her favorite.

She picked out every piece of tomato.

I almost smiled.

Some habits survived even when everything else changed.

After dinner, she helped me wash the dishes.

For a while, we talked about ordinary things: her friends, the university she wanted to attend, the apartment she hoped to share with two classmates.

Then she asked, "Do you think I can still go to college?""

"Yes.""

"What if the trust is empty?""

"We'll figure out the options. Scholarships, financial aid, payment plans. Your future doesn't disappear because your father made a terrible financial decision.""

She nodded.

"I wish I'd asked you about the money yesterday instead of treating you like that.""

"So do I.""

She swallowed.

"I was trying to make Dad proud of me.""

I dried a plate.

"And did you?""

She stared at the sink.

"He told me I was the only person who understood him.""

I put the plate down.

"Lily, you are not responsible for making your father feel like a good person. That's his responsibility.""

She closed her eyes.

"I think I've spent my whole life trying to make him stay.""

The sentence broke my heart because I understood it.

When she was seven, she used to leave little notes on the refrigerator before Daniel's occasional visits.

Please come next weekend, Daddy.

I got an A on my spelling test.

I made you a picture.

She had believed that if she became good enough, interesting enough, lovable enough, he would stop disappearing.

I had tried to teach her that love didn't work that way.

Somewhere along the road to adulthood, she had forgotten.

Or perhaps Daniel had taught her otherwise.

I touched her shoulder.

"You never had to earn his love.""

She began to cry.

This time, when she leaned against me, I held her.

Not because the past had been erased.

Because she was hurting, and I still loved her.

Later, after she went to bed in the guest room, I sat alone at the kitchen table and examined the photograph again.

The date was three days before Rebecca died.

I noticed something I hadn't seen earlier.

A hospital identification bracelet was visible around Rebecca's wrist.

Daniel's hand rested on her shoulder, but his other hand held a document folder.

I enlarged the image on my phone.

The folder had a printed label.

Most of the letters were obscured by his fingers, but I could make out two words.

*Policy Amendment.*

My pulse quickened.

I zoomed in further.

It was impossible to read the smaller print.

But the folder had to be connected to the insurance policy somehow.

I sent the image to Attorney Sloan with a brief note explaining where we had found it.

She replied twenty minutes later.

This could be relevant. Do not assume what it proves until we review the original policy records.

Then another message appeared.

I have a preliminary concern. You mentioned that your signature was forged on the trust withdrawal authorization. Was your former husband familiar with your signature?

I typed yes.

Her response came almost immediately.

Then we need to establish the chain of custody for the documents and obtain the official policy history. The trust records alone may not tell the whole story.

I set the phone down.

From the guest room, I heard Lily moving around.

Then she appeared in the doorway wearing an oversized sweatshirt and holding the photograph.

"Mom?""

"Yes, sweetheart?""

She walked toward me.

"I looked at the picture again.""

She placed it on the table.

"I think Dad was smiling at the camera.""

I frowned.

"What do you mean?""

She pointed to the photograph.

"Look at his face. He's smiling. Mom looks exhausted, but he's smiling.""

I studied the image.

She was right.

Daniel looked perfectly comfortable.

Rebecca's smile seemed forced.

And the document folder was tucked under his arm.

Lily's voice dropped to a whisper.

"What if she didn't want him to change the beneficiary?""

I looked at the photograph.

Then at the folder.

Then at the date.

"We'll ask the lawyer to investigate.""

Lily nodded.

She started toward the guest room, then stopped.

"Mom?""

"Yes?""

"If it turns out Dad did something terrible to my mother, I don't know if I can forgive him.""

I rose and walked over to her.

"You don't have to decide that tonight.""

She nodded slowly.

Then she returned to bed.

I remained in the kitchen for another hour.

At 11:06 p.m., my phone rang.

The number was unfamiliar.

I nearly ignored it.

Then I remembered Attorney Sloan's warning about preserving evidence.

I answered without giving my name.

A man's voice came through.

"Is this Claire Bennett?""

"Who is this?""

"My name is Thomas Reed. I used to handle insurance claims for a company called Northbridge Mutual.""

I sat up.

"Why are you calling me?""

"Because someone recently requested a copy of an old policy amendment connected to Rebecca Hart.""

My grip tightened around the phone.

"Who requested it?""

"I can't discuss another person's account without authorization. But I saw your name mentioned in a related document, and I thought you should know something.""

"What?""

He lowered his voice.

"The original beneficiary change was never fully processed.""

I stopped breathing.

"What does that mean?""

"It means the records I reviewed tonight don't match the story someone has been telling.""

I looked at the photograph on the table.

"Can you explain?""

"Not over the phone.""

"When can we meet?""

"Tomorrow morning. Nine o'clock. Bring your attorney if you have one.""

He paused.

Then he added, "And Mrs. Bennett? Don't tell Daniel I contacted you.""

The line went dead.

I sat motionless, listening to the silence.

The beneficiary change had never been fully processed.

May you like

If that was true, where had the insurance money gone?

And why was Daniel so desperate to keep us from finding out?

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