Curious

Chapter 7: The Notary Who Never Saw Me

7: The Notary Who Never Saw Me

I barely slept that night.

EveryI barely slept that night.

Every time I closed my eyes, I saw the forged signature time I closed my eyes, I saw the forged signature on the deed. Then I saw the final documentation deadline, printed in bold letters on the sheet Lennox had placed before me.

Five o'clock the next afternoon.

It was a deadline she had created without my permission, attached to an obligation I had never accepted on the deed. Then I saw the final documentation deadline, printed in bold letters on the sheet Lennox had placed before me.

Five o'clock the next afternoon.

It was a deadline she had created without my permission, attached to an obligation I had never accepted, using a house I had spent three decades paying for.

And somehow, she still expected me to help her.

At seven the next morning, I found Terrence sitting on the back porch.

He had wrapped himself in an old blanket, though the air was warm. His phone lay face down on the railing. A cup of coffee sat untouched beside him.

“Where's Lennox?””, using a house I had spent three decades paying for.

And somehow, she still expected me to help her.

At seven the next morning, I found Terrence sitting on the back porch.

He had wrapped himself in an old blanket, though the air was warm. His phone lay face down on the railing. A cup of coffee sat untouched beside him.

“Where's Lennox?”” I asked.

“Upstairs.””

“Is she leaving today?””

He gave a tired laugh.

“She says she will when this is settled.””

“This will not be settled by giving her my house.””

“I know.””

I sat in the I asked.

“Upstairs.””

“Is she leaving today?””

He gave a tired laugh.

“She says she will when this is settled.””

“This will not be settled by giving her my house.””

“I know.””

I sat in the chair opposite him.

“Terrence, I need you to understand something. Whatever happens with the investigation, I cannot protect you from every consequence of your decisions.””

He stared at the garden.

“I know that, Mom.””

“Do you? Because for chair opposite him.

“Terrence, I need you to understand something. Whatever happens with the investigation, I cannot protect you from every consequence of your decisions.””

He stared at the garden.

“I know that, Mom.””

“Do you? Because for years, whenever you had trouble, I found a way to make it smaller. When your business struggled, I gave you money. When you couldn't make your car years, whenever you had trouble, I found a way to make it smaller.

When your business struggled, I gave you money. When you couldn't make your car payment, I covered it. When you and Lennox fought, I told you marriages were difficult and tried to help you both make peace.””

He rubbed his face.

“You never had to do all that.””

“You were my son. I thought helping you payment, I covered it. When you and Lennox fought, I told you marriages were difficult and tried to help you both make peace.””

He rubbed his face.

“You never had to do all that.””

“You were my son. I thought helping you meant giving you another chance.””

“It did.””

“Then why did you think another chance meant you could take something from me?””

His shoulders dropped.

“I don't know.””

I looked toward the garden, where my husband's old bird feeder hung crookedly from a maple branch.

“When your father and I bought this house, we had almost nothing left after the down payment,” I said.

“He meant giving you another chance.””

“It did.””

“Then why did you think another chance meant you could take something from me?””

His shoulders dropped.

“I don't know.””

I looked toward the garden, where my husband's old bird feeder hung crookedly from a maple branch.

“When your father and I bought this house, we had almost nothing left after the down payment,” I said.

“He worked overtime at the plant. I took extra shifts at the clinic. Some nights, we ate soup for dinner because we'd worked overtime at the plant.

I took extra shifts at the clinic. Some nights, we ate soup for dinner because we'd rather make the mortgage payment than buy groceries we didn't need.””

Terrence swallowed.

“I remember.””

“No, you remember the stories. You don't remember what it cost us. Every room in this house represents something we gave up somewhere else.””

“I know.””

“I don't think you do.””

Before he could answer, the front door opened.

Lennox came rather make the mortgage payment than buy groceries we didn't need.””

Terrence swallowed.

“I remember.””

“No, you remember the stories. You don't remember what it cost us. Every room in this house represents something we gave up somewhere else.””

“I know.””

“I don't think you do.””

Before he could answer, the front door opened.

Lennox came onto the porch wearing dark trousers and a white blouse. She had put on makeup, and her hair was pulled into a neat bun.

She looked like a woman preparing to meet a banker, not someone whose actions were under investigation.

“Terrence,” she said, “we need to talk.””

He stood slowly onto the porch wearing dark trousers and a white blouse. She had put on makeup, and her hair was pulled into a neat bun.

She looked like a woman preparing to meet a banker, not someone whose actions were under investigation.

“Terrence,” she said, “we need to talk.””

He stood slowly.

“I'm speaking with my mother.””

“Then you can speak to me afterward.””

“Lennox, I'm not going anywhere.””

She looked at me.

“Of course.

“I'm speaking with my mother.””

“Then you can speak to me afterward.””

“Lennox, I'm not going anywhere.””

She looked at me.

“Of course not. You've always been good at keeping him here.””

I rose from my chair.

“You have until noon to make arrangements to leave.””

She smiled.

“I'm not. You've always been good at keeping him here.””

I rose from my chair.

“You have until noon to make arrangements to leave.””

She smiled.

“I'm not leaving. The deed has been recorded.””

“And it's being challenged.””

“By your lawyer. That doesn't magically erase it.””

“No,” I said.

“But it means you can't pretend I agreed to it.””

Her smile weakened.

She turned to Terrence.

“Are you coming with me or not?””

He looked at the front door, not leaving. The deed has been recorded.””

“And it's being challenged.””

“By your lawyer. That doesn't magically erase it.””

“No,” I said.

“But it means you can't pretend I agreed to it.””

Her smile weakened.

She turned to Terrence.

“Are you coming with me or not?””

He looked at the front door, then at me.

“I'm not signing anything else.””

Lennox's expression changed so quickly it was almost frightening.

“You don't get to make that decision now.””

“Yes, I do.””

then at me.

“I'm not signing anything else.””

Lennox's expression changed so quickly it was almost frightening.

“You don't get to make that decision now.””

“Yes, I do.””

“You owe me.””

“I know what I owe. I know what we owe the banks, the credit card companies, and everyone else we borrowed money from. I know I signed the affidavit. I know I should never have done it.””

He took a shaky breath.

“But I will not lie again“You owe me.””

“I know what I owe. I know what we owe the banks, the credit card companies, and everyone else we borrowed money from. I know I signed the affidavit. I know I should never have done it.””

He took a shaky breath.

“But I will not lie again.””

She stared at him for several seconds.

Then she picked up her handbag.

“Fine,” she said.

“Enjoy your little moral awakening.””

She.””

She stared at him for several seconds.

Then she picked up her handbag.

“Fine,” she said.

“Enjoy your little moral awakening.””

She went inside and slammed the door.

At eight fifty, the doorbell rang.

A tall man in a gray jacket stood on the porch holding a clipboard. He introduced himself as Daniel Reed, an independent property appraiser.

“I'm here went inside and slammed the door.

At eight fifty, the doorbell rang.

A tall man in a gray jacket stood on the porch holding a clipboard. He introduced himself as Daniel Reed, an independent property appraiser.

“I'm here regarding a valuation requested by a private lending company,” he explained.

“The property address is listed on my work order.””

I didn't invite him inside.

“I did not request this appraisal.””

He glanced at the paperwork.

“The request was submitted by Mrs. Carter.””

“She doesn't own my property.””

“I regarding a valuation requested by a private lending company,” he explained.

“The property address is listed on my work order.””

I didn't invite him inside.

“I did not request this appraisal.””

He glanced at the paperwork.

“The request was submitted by Mrs. Carter.””

“She doesn't own my property.””

“I understand there's a recorded deed naming Mr. Carter as a partial owner. I'm not here to determine ownership. My job is to establish the property's value.””

“Then I need you to contact the lender. This property is the subject of a disputed transfer, and my attorney has advised me not to authorize an appraisal for a loan I never requested.””

Daniel nodded.

“That's understandable. I can note that access was denied by understand there's a recorded deed naming Mr. Carter as a partial owner.

I'm not here to determine ownership. My job is to establish the property's value.””

“Then I need you to contact the lender. This property is the subject of a disputed transfer, and my attorney has advised me not to authorize an appraisal for a loan I never requested.””

Daniel nodded.

“That's understandable. I can note that access was denied by the person currently occupying the property.””

“I am not merely the occupant. I am the owner.””

“I understand, ma'am.””

He made a note on his clipboard.

Before leaving, he looked the person currently occupying the property.””

“I am not merely the occupant. I am the owner.””

“I understand, ma'am.””

He made a note on his clipboard.

Before leaving, he looked toward the upstairs window.

“Mrs. Carter told our office the property would be available this morning.””

“She doesn't speak for me.””

“I'll toward the upstairs window.

“Mrs. Carter told our office the property would be available this morning.””

“She doesn't speak for me.””

“I'll make sure that's noted.””

He walked back to his car.

I watched him drive away, then locked the door.

Five minutes later, Lennox appeared at the top of the stairs.

“You turned make sure that's noted.””

He walked back to his car.

I watched him drive away, then locked the door.

Five minutes later, Lennox appeared at the top of the stairs.

“You turned him away?””

“Yes.””

“Do you have any idea what you've done?””

“I have prevented a stranger from entering my home to assess property for an unauthorized loan.””

She hurried down the stairs, her heels him away?””

“Yes.””

“Do you have any idea what you've done?””

“I have prevented a stranger from entering my home to assess property for an unauthorized loan.””

She hurried down the stairs, her heels striking each step.

“You've ruined everything!””

“No, Lennox. I have refused to make things worse.””

She grabbed her phone and began typing furiously.

Terrence appeared behind her.

“What happened?””

“Your mother refused the appraiser.””

“Good.””

Lennox whipped around.

“Good?””

“Yes,” he said.

“She never agreed to the loan.””

“You're unbelievable.””

“And you're angry because someone finally told you no.””

She raised her hand.

This time, Terrence stepped between us striking each step.

“You've ruined everything!””

“No, Lennox. I have refused to make things worse.””

She grabbed her phone and began typing furiously.

Terrence appeared behind her.

“What happened?””

“Your mother refused the appraiser.””

“Good.””

Lennox whipped around.

“Good?””

“Yes,” he said.

“She never agreed to the loan.””

“You're unbelievable.””

“And you're angry because someone finally told you no.””

She raised her hand.

This time, Terrence stepped between us before she could move any closer.

“Don't,” he said.

Lennox froze.

The same word. The same rigid before she could move any closer.

“Don't,” he said.

Lennox froze.

The same word. The same rigid posture. But something had changed.

Terrence was still frightened, yet he no longer moved as though he were waiting for permission to defend himself.

“Get out of my way,” she snapped.

“No.””

She stared at him.

Then she lowered her hand, picked up her handbag, and walked into the guest room.

I heard posture. But something had changed.

Terrence was still frightened, yet he no longer moved as though he were waiting for permission to defend himself.

“Get out of my way,” she snapped.

“No.””

She stared at him.

Then she lowered her hand, picked up her handbag, and walked into the guest room.

I heard the lock turn.

At ten thirty, a woman named Detective Susan Hale arrived with a colleague. They had received the identity-theft report my attorney had recommended, and they wanted to ask questions about the documents.

I invited them into the living room.

Terrence sat across from me. Lenn the lock turn.

At ten thirty, a woman named Detective Susan Hale arrived with a colleague. They had received the identity-theft report my attorney had recommended, and they wanted to ask questions about the documents.

I invited them into the living room.

Terrence sat across from me. Lennox remained upstairs.

Detective Hale laid a copy of the deed on the coffee table.

“We're examining the circumstances surrounding this recording,” she said.

“Mrs. Brooks, did you ever appear before a notary to sign this document?””

“No.””

“Did you authorize anyone to sign on your behalf?””

“No.””

“Did you give either of these individualsox remained upstairs.

Detective Hale laid a copy of the deed on the coffee table.

“We're examining the circumstances surrounding this recording,” she said.

“Mrs. Brooks, did you ever appear before a notary to sign this document?””

“No.””

“Did you authorize anyone to sign on your behalf?””

“No.””

“Did you give either of these individuals permission to transfer any ownership interest in your home?””

“ permission to transfer any ownership interest in your home?””

“Absolutely not.””

She wrote something in her notebook.

“MrAbsolutely not.””

She wrote something in her notebook.

“Mr. Carter, were you present when your mother signed the deed?””

Terrence looked at his hands.

“No.””

“Did you make a statement to a notary or other official claiming that you witnessed her signature?””

“I signed a witness statement, but I did not witness her sign it.””

His voice shook, yet he finished the sentence.

Detective Hale studied him.

“Why did you sign it?””

Terrence looked up.

“Because I trusted my wife. Because I didn't ask enough questions. And because I wanted the financing to go through.””

“Did you know. Carter, were you present when your mother signed the deed?””

Terrence looked at his hands.

“No.””

“Did you make a statement to a notary or other official claiming that you witnessed her signature?””

“I signed a witness statement, but I did not witness her sign it.””

His voice shook, yet he finished the sentence.

Detective Hale studied him.

“Why did you sign it?””

Terrence looked up.

“Because I trusted my wife. Because I didn't ask enough questions. And because I wanted the financing to go through.””

“Did you know the deed contained your mother's purported signature?””

“Yes.””

“Did you know she denied signing it?””

“Not when I signed the statement. I knew she hadn't signed in front of me.””

The detective made another note.

“Those are two different things. We will need to examine the documents and your communications carefully.””

After the deed contained your mother's purported signature?””

“Yes.””

“Did you know she denied signing it?””

“Not when I signed the statement. I knew she hadn't signed in front of me.””

The detective made another note.

“Those are two different things. We will need to examine the documents and your communications carefully.””

After a few more questions, Detective Hale asked whether we had preserved the relevant messages.

I told her my attorney had copies of the documents.

Terrence said he would preserve everything on his phone and provide it through the appropriate process.

Detective Hale nodded.

“We've a few more questions, Detective Hale asked whether we had preserved the relevant messages.

I told her my attorney had copies of the documents.

Terrence said he would preserve everything on his phone and provide it through the appropriate process.

Detective Hale nodded.

“We've also contacted the notary identified on the deed. She says she did not knowingly notarize a deed involving Mrs. Brooks.””

I sat straighter.

“She never met me?””

“According to her initial statement, no.””

“What does also contacted the notary identified on the deed. She says she did not knowingly notarize a deed involving Mrs. Brooks.””

I sat straighter.

“She never met me?””

“According to her initial statement, no.””

“What does that mean?””

“It means we're investigating how her name, commission details, and notarial information ended up on the document. We haven't reached a conclusion about how the document was prepared.””

Lennox's door opened upstairs.

She came down slowly, holding her that mean?””

“It means we're investigating how her name, commission details, and notarial information ended up on the document. We haven't reached a conclusion about how the document was prepared.””

Lennox's door opened upstairs.

She came down slowly, holding her phone.

“I'd like to know why you're questioning my husband.””

Detective Hale looked at her.

“Mrs. Carter, we'd like to speak with you about the application and deed.””

“I've already explained all of that to the lender.””

“This is a phone.

“I'd like to know why you're questioning my husband.””

Detective Hale looked at her.

“Mrs. Carter, we'd like to speak with you about the application and deed.””

“I've already explained all of that to the lender.””

“This is a separate investigation.””

Lennox glanced at me.

“Of course it is. Evelyn has decided that everyone in this family is a criminal.””

“I haven't decided anything,” I replied.

“I reported documents I did not sign.””

She ignored separate investigation.””

Lennox glanced at me.

“Of course it is. Evelyn has decided that everyone in this family is a criminal.””

“I haven't decided anything,” I replied.

“I reported documents I did not sign.””

She ignored me.

“Terrence can explain what happened. He was involved in every decision.””

“Yes,” Terrence said quietly.

“I was involved in some of them.””

Lennox looked startled.

He continued.

“But I didn't sign my mother's name.””

Detective Hale closed her notebook.

“We me.

“Terrence can explain what happened. He was involved in every decision.””

“Yes,” Terrence said quietly.

“I was involved in some of them.””

Lennox looked startled.

He continued.

“But I didn't sign my mother's name.””

Detective Hale closed her notebook.

“We'll arrange formal interviews as necessary. For now, we ask everyone to preserve their records and avoid interfering with the investigation.””

After the detectives left, Lennox stood by the window, watching their car disappear.

Then she turned'll arrange formal interviews as necessary. For now, we ask everyone to preserve their records and avoid interfering with the investigation.””

After the detectives left, Lennox stood by the window, watching their car disappear.

Then she turned to Terrence.

“You have no idea what you've just done.””

He looked at her for a long time.

“I think I'm beginning to.””

She grabbed her bag and marched upstairs.

An hour later, Terrence came to Terrence.

“You have no idea what you've just done.””

He looked at her for a long time.

“I think I'm beginning to.””

She grabbed her bag and marched upstairs.

An hour later, Terrence came into the living room carrying his phone.

“Mom,” he said, “I need to show you something.””

I braced myself.

“What now?””

He sat down beside me but left a careful distance between us.

“ into the living room carrying his phone.

“Mom,” he said, “I need to show you something.””

I braced myself.

“What now?””

He sat down beside me but left a careful distance between us.

“Last night, after you went to bed, Lennox sent me a message. She thought I'd agreed to sign another set of documents.””

He opened his phone and showed me a screenshot.

The messageLast night, after you went to bed, Lennox sent me a message. She thought I'd agreed to sign another set of documents.””

He opened his phone and showed me a screenshot.

The message was brief.

**Once your mother signs the final authorization, we can move forward. After that, you need to sign your share over to me so the lender deals with one owner. Don't complicate this at was brief.

*Once your mother signs the final authorization, we can move forward. After that, you need to sign your share over to me so the lender deals with one owner. Don't complicate this at the last minute.*

Beneath it was Terrence's reply.

*You told me the property was only going to secure the loan. You never said I had to transfer my share to you.*

Her answer had arrived three minutes later.

*Stop asking questions. You already know what happens if we lose the last minute.*

Beneath it was Terrence's reply.

*You told me the property was only going to secure the loan. You never said I had to transfer my share to you.*

Her answer had arrived three minutes later.

*Stop asking questions. You already know what happens if we lose everything.*

I read the exchange twice.

Then I looked at my son.

“She wanted you to transfer your interest to her?””

He nodded.

“She said it would simplify the refinancing.””

“Did you believe her?””

“I wanted to.””

There was a difference everything.**

I read the exchange twice.

Then I looked at my son.

“She wanted you to transfer your interest to her?””

He nodded.

“She said it would simplify the refinancing.””

“Did you believe her?””

“I wanted to.””

There was a difference.

I could see that now.

“She was going to use your name to gain access to the property, then make you sign it over to her,” I said.

“I think so.””

“Terrence, this isn't proof of every part of the scheme. But it's important evidence.

I could see that now.

“She was going to use your name to gain access to the property, then make you sign it over to her,” I said.

“I think so.””

“Terrence, this isn't proof of every part of the scheme. But it's important evidence. Send it to your attorney and tell Detective Hale it exists. Don't edit it or delete the original messages.””

He nodded and began forwarding the records.

I watched him work.

For the first time, he was doing something without asking me to rescue him from the. Send it to your attorney and tell Detective Hale it exists. Don't edit it or delete the original messages.””

He nodded and began forwarding the records.

I watched him work.

For the first time, he was doing something without asking me to rescue him from the consequences.

It wasn't enough to repair what he had done.

But it was a beginning.

Then his phone rang.

The number consequences.

It wasn't enough to repair what he had done.

But it was a beginning.

Then his phone rang.

The number belonged to the private lender.

He answered on speaker.

A man's voice came through the tiny speaker.

“Mr. Carter, we have a problem with your application. We need you and Mrs.

Brooks to attend a meeting this afternoon. There are discrepancies in the ownership documents, and we have received a notice disputing the transfer.””

Terrence frowned.

“There's no reason for my mother to meet with you. She belonged to the private lender.

He answered on speaker.

A man's voice came through the tiny speaker.

“Mr. Carter, we have a problem with your application. We need you and Mrs.

Brooks to attend a meeting this afternoon. There are discrepancies in the ownership documents, and we have received a notice disputing the transfer.””

Terrence frowned.

“There's no reason for my mother to meet with you. She never applied for this loan.””

“Sir, your name is on the recorded deed, and your signature appears on the supporting affidavit. We need to establish how the documents were obtained.””

Terrence's face paled.

“What happens if I refuse?””

“Then the never applied for this loan.””

“Sir, your name is on the recorded deed, and your signature appears on the supporting affidavit. We need to establish how the documents were obtained.””

Terrence's face paled.

“What happens if I refuse?””

“Then the application will remain suspended, and the matter will be referred for further review.””

The caller paused.

“And Mr. Carter, there is one more issue.””

Terrence gripped the phone.

“What?””

“We've received a second document bearing your application will remain suspended, and the matter will be referred for further review.””

The caller paused.

“And Mr. Carter, there is one more issue.””

Terrence gripped the phone.

“What?””

“We've received a second document bearing your mother's signature. It appears to authorize the sale of the property rather than a loan.””

I stopped breathing.

Terrence slowly looked at me.

“What sale?”” he whispered.

The man on the phone answered.

“The proposed closing date is next Friday.””

mother's signature. It appears to authorize the sale of the property rather than a loan.””

I stopped breathing.

Terrence slowly looked at me.

“What sale?”” he whispered.

May you like

The man on the phone answered.

“The proposed closing date is next Friday.””

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