Curious

Chapter 5: The Visitor Who Already Had a Key

The doorbell rang twice.

Nobody moved.

Curtis Bell stood outside wearing a navy suit, polished brown shoes, and a smile that seemed completely inappropriate for the situation.

Mom rushed toward the entrance.

Grandma caught her wrist.

“Don't open that door.””

“He needs to explain himself.””

“He can explain himself through the attorney.””

The doorbell rang again.

Then a knock.

“Renee? It's Curtis. We need to talk.””

Martin moved toward the front window.

“Does he have authorization to enter the property?””

Mom shook her head.

“No.””

Darius looked at the floor.

“I gave him a key.””

Grandma slowly turned.

“You did what?””

Darius swallowed.

“He said he needed access for the appraisal.””

Martin took out his phone.

“I'm contacting security.””

Curtis knocked again.

“Renee, I know you're in there.””

Mom approached the door.

Grandma stepped in front of her.

“Do not open it.””

Then Curtis spoke through the wood.

“I know Denise is there. Tell her the paperwork is already moving.””

Martin looked at Grandma.

“What paperwork?””

Curtis laughed.

“Come on, Renee. We agreed this would be handled before the weekend.””

Mom's face went white.

Martin moved closer to the door.

“Mr. Bell, this is Martin Hayes. I represent the beneficiary of the property. You are not authorized to enter.””

There was a pause.

Then Curtis answered.

“Martin? Interesting. I didn't know you were involved.””

“I am now.””

Curtis laughed.

“Then perhaps you should read the documents before making threats.””

Martin's expression didn't change.

“I have read them.””

Another pause.

Then the sound of a key entering the lock.

Grandma grabbed my arm.

“Stay behind me.””

The lock turned.

But the door didn't open.

Martin had already engaged the security chain.

Curtis pushed once.

Then twice.

“Renee, open the door.””

Mom stepped back.

For the first time, she looked afraid of the man she had been defending.

Curtis stopped pushing.

“Fine,” he said.

“Let's do this another way.””

Footsteps moved away from the porch.

A few seconds later, the black SUV engine started.

Uncle Raymond looked through the window.

“He's leaving.””

Martin shook his head.

“Not necessarily. He may be waiting for another opportunity.””

Grandma turned toward Darius.

“Where did you get the key?””

Darius hesitated.

“Mom gave it to me.””

Mom looked at him.

“I did not.””

“You did! You said Curtis needed access.””

Mom pressed her fingers against her forehead.

“I said you could show him the property.””

“You gave me the key!””

Martin raised a hand.

“Stop. We need to establish exactly what happened.””

He asked Darius to show him the messages again.

As Darius scrolled, he stopped at a conversation from three weeks earlier.

“There's something else,” he said.

He handed Martin the phone.

The attorney read the messages.

His face became serious.

“What is it?”” Grandma asked.

Martin turned the screen toward her.

It was a photograph of a document.

At the top were the words:

*PROPERTY ACCESS AND TEMPORARY OCCUPANCY AGREEMENT.*

Beneath them was an address.

My address.

The document appeared to grant Curtis's company temporary access to the property for renovation and inspection purposes.

But there was another paragraph.

It mentioned a transfer of possession following completion of the refinancing process.

Grandma looked at Mom.

“Did you sign this?””

Mom shook her head quickly.

“No.””

Martin zoomed in on the bottom of the photograph.

There was a signature.

Renee Carter.

Mom stared at it.

“That isn't my signature.””

Darius looked confused.

“But Curtis said you signed it.””

“I didn't!””

Martin examined the image.

“Do you recognize the handwriting?””

Mom shook her head.

Then her eyes widened.

“Wait.””

She reached for her phone.

“There's another document. He asked me to sign something at his office last month. He said it was a consent form.””

Martin asked, “Did you read it?””

Mom looked down.

“No.””

Grandma closed her eyes.

“Renee.””

“I thought it was about the loan.””

Martin took a breath.

“Do you have a copy?””

Mom opened her email.

She searched for Curtis's name.

Several messages appeared.

One had an attachment titled Final Property Authorization.

Martin asked her to open it.

She tapped the screen.

The document loaded.

He read the first page.

Then the second.

Then he stopped.

“What?”” Uncle Raymond asked.

Martin looked at Mom.

“This document claims that you were granted authority to enter into a temporary property management agreement on behalf of the trust.””

Mom shook her head.

“I never had that authority.””

“Correct.””

He turned to Grandma.

“And it also includes a statement claiming that the beneficiary's guardian approved a future transfer of occupancy.””

Grandma's eyes narrowed.

“Who signed as the witness?””

Martin enlarged the final page.

A name appeared.

*Patricia Carter.*

Aunt Patricia, who had been standing near the kitchen doorway, went completely still.

“That's not possible,” she whispered.

Everyone turned toward her.

Martin looked at the signature.

“Ms. Carter, did you witness this document?””

Patricia shook her head.

“No.””

Mom stared at her sister.

“Patricia?””

Aunt Patricia looked as though she might faint.

“I've never seen that paper.””

Martin studied the signature.

Then he asked another question.

“Did you provide anyone with a copy of your identification?””

Patricia's eyes filled with tears.

“Only Renee.””

Mom's face changed.

“Why are you looking at me?””

“Because you asked for it,” Patricia whispered.

Mom shook her head.

“I needed it for the bank.””

“You said it was for a family loan.””

Grandma stepped toward them.

“What family loan?””

Patricia wiped her eyes.

“Renee told me she was applying for a small business loan. She said the bank needed a second contact because her credit wasn't good enough.””

Mom opened her mouth.

Patricia continued.

“I trusted her.””

The room fell silent.

Martin closed the document.

“This is no longer just a dispute about property. We may be dealing with multiple forged signatures and unauthorized financial transactions.””

Mom began shaking her head.

“No. No, I didn't know about that.””

Patricia stared at her.

“You used my name?””

“I didn't.””

“Then why is your signature on the document?””

Mom looked toward the hallway.

Nobody spoke.

Then her phone rang.

The caller's name appeared on the screen.

*CURTIS BELL.*

She ignored it.

It rang again.

And again.

Finally, a text message appeared.

Mom read it.

Her hand began trembling.

Grandma noticed.

“What does it say?””

Mom tried to lock the screen.

Martin held out his hand.

“Please show me.””

Mom shook her head.

“It's nothing.””

“Renee.””

She slowly handed him the phone.

Martin read the message aloud.

You need to keep your family quiet. If Denise gives the original trust documents to the attorney, everyone will find out who really received the money.

Grandma frowned.

“What does that mean?””

Martin scrolled down.

There was another message.

And tell Malik not to ask questions about his grandfather's account.

My heart stopped.

“My grandfather had an account?””

Grandma looked at Martin.

For the first time that afternoon, she seemed genuinely stunned.

“Martin, what account is he talking about?””

The attorney didn't answer immediately.

He opened his briefcase and removed a separate file.

Then he looked at my mother.

“Renee, I need to ask you something. Did you ever have access to Thomas Carter's estate records?””

Mom's face became almost colorless.

“No.””

Grandma shook her head.

“That's impossible. The estate was settled years ago.””

Martin placed a document on the table.

“Not entirely.””

He turned it toward Grandma.

“There was a separate investment account established in Malik's name before your husband died. It was supposed to remain untouched until his eighteenth birthday.””

I stared at the page.

My name appeared at the top.

Below it was a balance.

I couldn't understand the numbers at first.

Then Uncle Raymond leaned closer.

His voice came out barely above a whisper.

“Denise, is that nearly four hundred thousand dollars?””

Grandma nodded slowly.

Martin turned another page.

“According to the records, the account was accessed three months ago.””

Mom grabbed the edge of the table.

I looked at her.

“Mom?””

She didn't look at me.

Martin continued.

“And the withdrawal authorization carries a signature that appears to belong to Malik.””

Grandma's face hardened.

“Show me.””

Martin placed the document beside the forged property agreement.

There it was again.

My name.

My signature.

A signature I had never written.

Then Martin looked directly at my mother.

“Renee, if you didn't authorize this withdrawal, who did?””

My mother began to cry.

And before she could answer, Grandma noticed the name of the receiving bank.

It wasn't Curtis Bell's company.

It wasn't my mother's bank.

May you like

It was an account belonging to someone sitting in that very room.

*Uncle Raymond.*

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