Curious

Chapter 3: The Five-Hundred-Thousand-Dollar Promise

I read Marcus's message until the words blurred.

Five hundred thousand dollars.

Half a million dollars.

My brother had somehow convinced someone that I was investing that amount in a business venture I had never heard of, using a company name I had never discussed with my family.

And now the people expecting that money were sitting inside the restaurant, waiting for me to return.

I called Marcus.

He rejected the call.

I called again.

He rejected it a second time.

Then I typed one sentence.

*If you don't explain this to me now, I will let my attorney handle everything.*

His reply came almost immediately.

*Give me five minutes. Meet me by the side entrance. Please.*

I walked around the building, past the delivery area and a row of parked vehicles. The side entrance opened onto a narrow courtyard where the restaurant kept several decorative planters.

Marcus was waiting beneath a wall-mounted light.

His suit jacket was unbuttoned, and he kept rubbing his palms against his trousers.

For once, he looked directly at me.

"Nia, thank you for coming.""

"Don't thank me. Explain.""

He swallowed.

"It's complicated.""

"Then start with the part where you promised someone half a million dollars of my money.""

Marcus looked toward the service door.

"I didn't promise the money exactly.""

I stared at him.

"What does that mean?""

"Mom said you were interested in investing.""

"Mom is not authorized to speak for me.""

"I know that now.""

"Did you know it when you told these people I would provide the funding?""

He looked down.

That was answer enough.

I took a step backward.

"Unbelievable.""

"Nia, listen. I thought it was going to be a conversation. A chance to introduce everyone and see if you were interested.""

"Then why did the document say the investment had been approved?""

"Mom handled the paperwork.""

"And you let her.""

He rubbed the back of his neck.

"I didn't see the final document.""

"Did you see any document?""

He hesitated.

"Yes.""

The courtyard seemed suddenly colder.

"What did you see?""

"An outline of the proposal. It said Carter Holdings was considering a potential investment. Mom told me she'd discussed it with you.""

I stared at him.

"Have I ever discussed investing in your business with you?""

"No.""

"Have I ever told you that I was willing to give you five hundred thousand dollars?""

"No.""

"Then why did you believe her?""

Marcus's jaw tightened.

"Because she's our mother, Nia. She said she knew how you thought. She said you'd want to help once you met the investors.""

I laughed once, without humor.

"So she invented an agreement, and you decided my money was available because she said I would eventually say yes?""

He flinched.

"When you put it like that—"

"How else should I put it?""

He looked genuinely uncomfortable.

For a moment, I saw the little boy who used to follow me around our childhood house, asking me to help with his homework. I remembered lending him my savings when he wanted to buy a secondhand guitar. I remembered helping him prepare for job interviews.

I had always believed Marcus was weak rather than cruel.

Tonight, I wasn't sure the distinction mattered.

"Who are these investors?"" I asked.

"Daniel Whitmore is the main one. He's connected to a real estate development group. The other two are business partners.""

"What business?""

Marcus glanced away.

"A property investment company.""

"Do you own property?""

"Not yet.""

"Do you have a business plan?""

"Yes.""

"Have you secured any financing?""

"Not officially.""

I stared at him.

"So you have no property, no financing, and no established business, but you told strangers that I would invest half a million dollars.""

"It's not like that.""

"Then tell me what it's like.""

He took a breath.

"I've been trying to get my life together. I've had some bad luck, and Mom wanted to help. She said if we could get you interested, it would give me a chance to prove myself.""

I felt anger rising through my chest.

"You could have asked me.""

"You always say no when it comes to me.""

The accusation came so quickly that I almost missed it.

I blinked.

"Excuse me?""

Marcus raised his voice.

"You helped Claire with her boutique. You paid for Mom's renovations. You bought Dad's old car when he couldn't afford the repairs. But when I needed something, you treated me like I was irresponsible.""

"You borrowed money for rent and never paid it back.""

"I was struggling.""

"So was I when I started my company. Nobody paid my rent.""

"Because you never asked.""

"I did ask. I asked you to help me move office furniture when I couldn't afford movers. You told me you had plans.""

He opened his mouth.

Then closed it.

I continued.

"I asked you to help me prepare a presentation when my first major client was considering dropping us. You said you didn't understand business. I asked you to come to my company's opening event, and you arrived an hour late because Claire wanted you to drive her somewhere.""

Marcus looked away.

"That was years ago.""

"Exactly. I've been helping this family for years. But apparently, the only time my money counts is when someone wants to take it without asking.""

He kicked at a loose stone near the wall.

"I didn't think Mom would go this far.""

"Did you know she moved my chair?""

His face tightened.

"I was sitting right there.""

"That's not what I asked.""

He looked at me.

"No. I didn't know she was going to do that.""

"But when she did, you stayed silent.""

"I didn't want to make things worse.""

"For whom?""

He had no answer.

I folded my arms.

"For whom, Marcus? Mom? Claire?

You? Because I was the one being humiliated, and you were worried about making things worse for everyone else.""

His eyes reddened.

"I'm sorry.""

The words came out quietly.

For one brief moment, I wanted to accept them. I wanted to believe that my brother had finally understood what he'd done.

Then he ruined it.

"Can you please just come inside and tell Daniel you're considering the investment? We can sort out the details later.""

I stared at him.

"You apologized so you could ask me for the money again?""

"No, that's not—"

"Marcus, I'm not investing five hundred thousand dollars in your company.""

"You haven't even heard the proposal.""

"I don't need to. You presented my money as a commitment without my permission.""

"But if you walk away now, I'll lose everything.""

"What have you invested?""

He hesitated.

"Some money.""

"How much?""

"About twenty thousand.""

My stomach tightened.

"Your money?""

He didn't answer.

"Marcus.""

"Some of it came from a personal loan.""

I stared at him.

"And the rest?""

He looked toward the door.

"Mom helped.""

"How?""

"She used the house.""

For a second, I couldn't understand what he meant.

Then the pieces began to fit together.

"She borrowed against her house?""

"Not exactly.""

"What does that mean?""

He rubbed both hands over his face.

"She took out a home equity loan. She said the investment would cover the repayments once everything was finalized.""

I felt the blood drain from my face.

My mother had borrowed against her home to support a business that didn't yet exist, apparently expecting me to supply the missing half million dollars.

"How much did she borrow?""

"Seventy-five thousand.""

I stepped back.

"Seventy-five thousand dollars?""

"She said it was temporary.""

"Does she have the money?""

Marcus shook his head.

"Most of it went toward the business proposal and some expenses.""

"What expenses?""

He looked embarrassed.

"Consulting fees. Travel. A deposit on office space. A few things we needed to look legitimate.""

I stared at him.

"You spent borrowed money trying to look like a business that you haven't built.""

He winced.

"I know how it sounds.""

"It sounds exactly like what it is.""

He lowered his head.

I looked toward the restaurant's glowing windows.

My mother was not simply demanding an expensive birthday dinner. She was attempting to stage a business event, complete with investors and an alleged financial commitment from her daughter.

And she had apparently risked her house to make it happen.

A wave of anger gave way to something more complicated.

Fear.

My mother could be manipulative, selfish, and cruel, but I had never wanted her to lose her home. No matter what she had done to me, the thought of her being forced out of the house where I had grown up was painful.

Marcus saw the change in my expression.

"Please, Nia. You don't have to invest the whole amount tonight. Just tell them you're considering it. Give me a chance to explain everything.""

"No.""

"Why are you doing this to me?""

I looked at him in disbelief.

"I'm not doing anything to you. I'm refusing to sign an agreement I never made.""

"But they'll think I lied.""

"Did you lie?""

He went silent.

I nodded slowly.

"Then perhaps you should tell them the truth.""

He grabbed my arm.

I pulled away immediately.

"Don't touch me.""

He released me.

"Nia, please. Mom is going to lose her mind when she finds out.""

"Then she can explain why she signed my name.""

His face changed.

"What?""

I held up my phone.

"The restaurant sent me the supplemental authorization. My signature is on it.""

Marcus stared at the screen.

Then he shook his head.

"No.""

"You recognize the document?""

"I've seen something like it.""

"Where?""

"On Mom's laptop.""

My pulse quickened.

"When?""

"This afternoon. She was working on the investor presentation.""

"Did you see her sign my name?""

He swallowed.

"I saw her copy something from another document.""

I stared at him.

"From what document?""

"I don't know.""

"Marcus, this is serious.""

"I know.""

"Then tell me everything.""

He leaned against the wall and looked suddenly exhausted.

"Mom said she had found a way to make the investors take me seriously. She said you'd agreed to support the venture, but you wanted to keep the investment private until the deal was finalized.""

"I never said that.""

"I know that now.""

"You knew it before tonight. You just didn't want to believe it.""

He looked at me, and for the first time, I saw shame instead of defensiveness.

"I thought if I could get the meeting, you'd eventually help. You've always helped when things became desperate.""

The honesty was worse than another lie.

I had taught my family that my boundaries were negotiable.

They had learned to wait until I felt guilty enough to surrender.

Not anymore.

I stepped toward the door.

"Where are you going?"" Marcus asked.

"To find out exactly what Mom has promised these people.""

"Please don't humiliate her.""

I stopped.

Then I turned around.

"She dragged my chair away in front of seventy people and told me to eat in the bathroom. She did that without worrying about humiliating me.""

Marcus's eyes dropped.

"I know.""

"No, you don't. Not yet.""

I entered the restaurant through the side door.

The staff corridor smelled of warm bread and roasted garlic. A waiter carrying a tray nearly bumped into me, apologized, and continued toward the ballroom.

When I stepped through the main doors, the atmosphere had changed.

The jazz band had stopped playing.

Several guests were standing beside their chairs, speaking in hushed voices. Others sat rigidly at the tables, watching the confrontation near the head table.

My mother was holding a leather folder.

Daniel Whitmore stood opposite her, his expression polite but strained.

Claire was beside them, whispering rapidly into my mother's ear.

When she saw me, she straightened.

"Finally," she said.

"Maybe you can stop acting like a victim and fix this.""

My mother turned.

For a moment, relief crossed her face.

Then she remembered she was angry.

"Where have you been?""

"Outside.""

"You've made a complete mess of this evening.""

I glanced at the leather folder in her hands.

"What's in there?""

"Private business matters.""

"Using my company name?""

Her fingers tightened around the folder.

"Don't be ridiculous.""

I held up my phone.

"Did you sign my name on this authorization?""

My mother glanced at the screen.

Then she looked at the guests watching us.

"Not here, Nia.""

"Then tell me where.""

She leaned closer and whispered, "You have no idea what you've put at risk.""

I stared at her.

"Neither do you.""

Daniel stepped forward.

"Ms. Carter, I assume you are Nia?""

"Yes.""

He extended his hand.

"I'm Daniel Whitmore. Your brother has spoken very highly of you.""

I didn't take his hand immediately.

"What exactly did he tell you?""

Daniel's polite smile faded slightly.

"That you were considering an investment in his development venture.""

"I have not agreed to invest.""

He glanced at my mother.

"Your mother indicated that the financing had been arranged.""

"It hasn't.""

He slowly withdrew his hand.

"Then I believe we need to clarify a few things.""

My mother stepped between us.

"Daniel, please. Nia is upset. She's had a difficult evening, and she's misunderstanding the arrangement.""

I looked at her.

"Stop speaking for me.""

Her mouth tightened.

Daniel opened his folder.

"I'd like to show you something.""

He removed a document and placed it on the table.

At the top was the name Carter Holdings.

Below it was a statement declaring that the company intended to provide up to five hundred thousand dollars in seed funding to Marcus Carter's proposed development venture.

The signature line was blank.

But attached behind it was another page.

A copy of a letter bearing my company's name.

A letter that appeared to confirm my financial commitment.

I read the first paragraph.

Then the second.

And suddenly, the real danger became clear.

Someone hadn't merely promised money in my name.

Someone had created a document designed to make that promise look official.

I looked up at Daniel.

"Where did you get this?""

He pointed toward my mother.

"She provided it.""

I turned to Evelyn Carter.

"Mom, who made this letter?""

Her eyes flickered toward Claire.

It lasted less than a second.

But I saw it.

And so did Daniel.

He slowly turned toward my sister.

"Ms. Carter," he said, "did you prepare this document?""

Claire's champagne glass slipped from her fingers.

It struck the edge of the table, shattered against the floor, and sent sparkling liquid across the white tablecloth.

Nobody moved.

May you like

Then Claire whispered three words.

"I can explain.""

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